How Do Employers Actually Pay for Health Insurance? – Take Loan


Surance is all that’s required The narration of the video explains that healthcare costs are to be shared by employers and employees. Employers are responsible for healthcare insurance by way of payroll deductions. The employees can select the employee-paid list. How much do employers pay?

The video’s narration claims that employers pay more for health insurance than employees. The narrator continues to say that employers in the United States spend roughly $15,500 per worker per year.

Some employers are not paying enough to cover employee health insurance. According to SBA (small business administration) it is estimated that just about 31% small business which have three to nine employees offer health insurance. This is due to the fact that the traditional health insurance plans for groups cost a lot of money, and many small companies aren’t financially able to purchase them.

Employers are moving away from traditional health plans offered by groups for insurance to manage private plans that are similar to 401ks. Employers can now offer healthcare insurance to their employees through managed individual plans that are less expensive. uoea2m9lii.


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